So you need extra cash to pay bills or other everyday expenses; we've all been there. Luckily, 2023 is the perfect time to make quick bucks with apps and technology.
The Millennial Money team has put together a detailed review of the best money making apps available today. These apps most likely won't replace your day job.
That said, they're a great way to supplement your income and make quick cash.
33 Best Money-Making Apps
Here are the top apps to make money fast:
- 🏆 Swagbucks
- acorn
- door rush
- brand survey
- Fiver
- honey buff
- stable
- Lotte
- ibota
- Work
- Poshmark
- Khan currency
1. swagger
Earning Potential: 💰💰
Swagbucks is a cash rewards app and website that pays its members in exchange for completing online tasks, playing games, filling out surveys and more!
You can join for free and earn Swagbucks points by performing simple tasks. You can then redeem your Swagbucks points for gift cards or cash — yes, cold hard cash — through your PayPal account.
The easiest way to earn these points is to use the Swagbucks search engine for your daily web browsing. This way, you earn points without having to think twice.
advantage:
- 100% Free to Join and Earn Money Instantly
- Offer to cash out via PayPal or Amazon Gift Cards
- Easy-to-use website and mobile app
shortcoming:
- Lower spend watching videos
learn more:
- Read our full Swagbucks review
2. Acorns
Income Potential: 💰💰💰
With Acorns, you set up a free mobile app that rounds your purchases to the nearest dollar. They take that cash and invest it in ETFs. Honestly, it's sweet.
Once you download the Acorns app, it will automatically round to the nearest dollar and invest that 10 cents! With the Acorns app, you can build a portfolio one dime at a time.
This money-making app is definitely an investment strategy for millennials. You can set it and forget it, and even build your portfolio without knowing it.
You can also deposit additional funds into the Acorns app to invest. Try it risk-free and get a $5 sign-up bonus .
advantage:
- college students free
- Automatic Savings and Investing
- Invest in ETFs with Low Expense Ratio
shortcoming:
- High flat fees for low balance accounts
- It takes money to save money
- limited investment options
learn more:
- Read our full Acorns review
3. Door rush
Income Potential: 💰💰💰
DoorDash is another site that makes use of your car and spare time. A popular competitor to Uber Eats, Doordash is the market leader in food delivery apps.
With DoorDash, you can deliver food from local and chain restaurants, as well as some grocery stores and markets.
DoorDash sets a minimum base payout amount for each order, ranging from $2 to $10, based on factors like time and distance.
Before accepting an order, you can see the base pay amount, which may increase if it's peak time or if you create challenge bonuses in the app. You also keep 100% of the tip.
If you live in an area where Caviar is active, you can also take orders for it through the Doordash app, as the company recently acquired Caviar.
advantage:
- Secure some work with optional scheduled shifts
- Offer peak pay during peak hours
- Passengers are not prohibited
- Generous tipping is encouraged
shortcoming:
- $1.99 for instant payments
- Shift hours are limited, especially in more rural areas
learn more:
- Read our full DoorDash review
4. Brand survey
Earning Potential: 💰💰
Branded Surveys is my pick for the best overall survey site. It gives you points for participating in surveys or performing tasks such as referring friends to the platform.
When you sign up, you'll answer demographic questions to help determine which surveys are best for you. The platform will then deliver eligible surveys to your inbox.
There is also a rewards program called Branded Elite. The more bonus surveys you take, the more points you can earn.
Once you reach 500 points or $5, your brand survey points can be redeemed for direct deposit, gift cards to popular retailers or donated to charity.
While you shouldn't quit your day job to take online surveys, branded surveys can be an easy way to earn some extra cash.
advantage:
- Has an intuitive user experience
- Pay more than most competitors
- Has an impressive selection of gift cards
- Offers reward badges that increase revenue
shortcoming:
- Payment may take up to 3 weeks
- May be difficult to qualify for some surveys
learn more:
- Read our full brand survey review
5. Fiverr
Income Potential: 💰💰💰💰
Fiver is a marketplace that connects freelancers with jobs in over 200 fields, such as SEO, writing, graphic design, and virtual assisting.
After creating a free account, you can create a profile detailing your expertise, services and prices.
Buyers can find your profile on the site and pre-order items. Once you've done the work, you get paid. The platform accepts payments via direct deposit, Paypal, or Fiverr prepaid cards.
The more successful your sales, the higher levels you will be promoted. As a top seller, you get more active posts and priority customer support.
Providing services as a freelancer can be really profitable. Sites like Fiverr can help launch your career and bring in higher income than online surveys or deliveries.
advantage:
- has high earning potential
- You are not required to bid on the project
- Provide a wide range of project needs
- Lets you set your rates
shortcoming:
- 20% commission charged to sellers
- First show can be hard to land
learn more:
- Best Fiverr Gigs
6. Honey Buff
Earning Potential: 💰💰
Honeygain is a passive income app that pays you for sharing your unused internet connection.
This is the first crowdsourced web smart network through which users are paid based on the traffic they share. Various businesses require this type of traffic to perform price comparisons, brand protection, and more. Honeygain ensures that public web data collected is protected by implementing strict security measures at all times.
With Honeygain you can increase your income with special features like referral system, lucky jars, JumpTask mode or achievements. Just download the app and keep it running in the background all the time to earn passive income!
advantage:
- 100% Free to Join and Earn Passive Income Instantly
- $5 starter gift for new users
- Multiple opportunities to increase income
- global operations
shortcoming:
- Add up to 10 devices with different IP addresses
learn more:
- Read our full Honeygain review
7. Stable
Income Potential: 💰💰💰💰
Steady in one app that shows a huge collection of gig economy jobs under one roof. You can search for part-time, hourly and on-demand job opportunities tailored to your location and skills.
In addition to finding job opportunities, the app offers personalized income insights, opportunities to increase income, and savings incentives and discounts.
advantage:
- 100% free to register and use
- Easily find and apply for part-time jobs
- Signup and Referral Bonuses
shortcoming:
- popular show has many features
- Earning Potential Not Listed Per Show
learn more:
- Stable App Review
8. Rakuten
Earning Potential: 💰💰
Rakuten is an affiliate marketing company where you can earn money by shopping through their app or website. It's completely free to use. Rakuten makes money by earning a commission from purchases made through their software and decides to share that commission with you.
You can earn anywhere from 1% to 40% when you buy through Rakuten from over 2,500 retailers, including popular retailers like Amazon, Target, Sephora, and Nordstrom. You can search for your favorite store, or browse Rakuten's helpful categories like toys and beauty products, or specials like the Double Cash Back Shop.
Rakuten is perfectly legal, but be prepared to wait for your reward. Rakuten is only paid quarterly and is paid by direct deposit to your PayPal account or by physical check.
learn more:
- Read our full Rakuten review
9. Ibota
Earning Potential: 💰💰
Ibotta is a shopping app that lets you earn cash on everyday purchases at over 300 in-store and online retailers. The Ibotta app is 100% free to use.
After a ton of grocery shopping trips, boom! Instant cashback. After shopping at the mall…cash back! Even after some purchases on Amazon, BOOM: cash back! Offer cash back to all types of shoppers, including online and in-store retailers.
Seriously, this Ibotta app is legit. I keep accruing cash back on my everyday purchases through the Ibotta app. There are really no downsides.
advantage:
- 100% free to register and use
- Huge network of participating retailers
- Make easy money while doing your everyday shopping
- Google Play Store for Android phones or App Store for iPhone
shortcoming:
- Apps track your location within the store
- Limited customer support for disputes or issues
learn more:
- Read our full Ibotta review
10. work
Income Potential: 💰💰💰💰
Upwork, another marketplace for finding freelancers, has grown to become the largest and most popular site of its kind since launching in 2015.
If you're not ready to pitch directly to companies, using a third-party freelance site like UpWork might be a good option.
Another benefit of using UpWork is that you don't have to worry about being scammed or chased for money. UpWork takes care of that for you. Still, it comes at a price—a portion of the profit.
advantage:
- larger items
- Great Customer Support
- The longer the working hours, the lower the cost
shortcoming:
- Fierce competition
- High starting fee
learn more:
- UpWork and Fiverr
11. Boshmark
Earning Potential: 💰💰💰
Founded in 2011, Poshmark is popular for its durable clothing, shoes and accessories. You can also use the site to buy and sell electronics, home decor, pet products, and grooming supplies.
Poshmark is easy to use. After signing up, you can upload pictures of your products, share a short description, and set prices. Shoppers make offers that you can reject or accept.
When payment is received, Poshmark will email you a prepaid shipping label, then pay you by check or direct deposit when the buyer receives the order.
You'll find Poshmark most successful if you upload high-quality images and descriptions and sell well-known brands.
advantage:
- great user experience
- Covers items lost or damaged in transit
- shipping fee
- Payment issued within 3 days
shortcoming:
- charge seller fees
- have mixed customer reviews
12. Uber
Earning Potential: 💰💰💰
If you have a 15-year-old or newer car and have some spare time, Uber can be a rewarding venture.
You can use the app for anything from an occasional side hustle in your spare time to a full-time job, setting your own hours.
Drivers can accept rides using the Uber app or deliveries using Uber Eats and cash out with up to 5 instant payments per day.
How much you earn depends on how much you drive, the distance and time, tips, and whether you accept rides during rush hour. It is best to live in a big city with good traffic.
advantage:
- Allows you to set your schedule
- Let you deliver food or pick up passengers
- Renders passenger and driver reviews
- Eliminate risk of unpaid fares
shortcoming:
- Requires a 15-year-old or newer 4-door car
- do not pay for waiting time
learn more:
- Uber and Lyft
13. Inbox Dollars
Earning Potential: 💰💰
InboxDollars is a cash rewards app and website that pays its members in exchange for completing online tasks, playing games, filling out surveys and more!
First-time users get a $5 signup bonus after verifying their email address. InboxDollars does not use a "points" based earning system like other earning apps. Instead, your earnings are displayed in U.S. dollars, making it easy to see exactly how much you're earning.
The InboxDollars mobile app is also one of the easiest to use, with a very simple interface.
advantage:
- 100% Free to Join and Earn Money Instantly
- Offer to cash out via PayPal or Amazon Gift Cards
- In business for over 20 years so you know it's legit!
- Easy-to-use website and mobile app
shortcoming:
- A minimum payout threshold of $30 must be met before cashing out earned money
- It may take up to 2 weeks for your payment to be claimed
- Some "free surveys" require you to buy something, so they're not actually free
learn more:
- Read our full InboxDollars review
14. Airbnb
Income Potential: 💰💰💰💰💰💰
Wherever I travel, I check the Airbnb app for the best places to stay. I also use the Airbnb app to make money. When I live and work abroad, I use Airbnb to rent out my house. It's crazy to think that your house can make money while you travel!
I was able to pay my mortgage very easily. Also, while I live in the house, I rent out rooms at high prices during the height of college football season.
You can make a lot of money renting out rooms on Airbnb. Making money is very easy if you live near a desirable tourist city or a popular vacation spot.
advantage:
- Make money renting out your spare space, rooms or traveling
- Set your own rates, manage your own schedule
- Quick setup and easy management with free mobile app
- Trustworthy company with a rating system, well-vetted applicants, and a security deposit.
shortcoming:
- heavily regulated in some places
- A highly competitive industry in some regions
- Risks related to theft, damage and merchandise from your home
learn more:
- Read our full post on making money on Airbnb
15. Organize
Earning Potential: 💰💰
Decluttr is similar to Poshmark, but different. Instead of selling your clothes and accessories, the site lets you sell your tech gear, from computers, phones and tablets to video game consoles, DVDs and Blu-ray discs.
Decluttr is easy to use. Once registered, simply scan the barcodes on CDs, video games and DVDs and the app will tell you if they are accepted.
For tech products like cell phones and laptops, Decluttr can provide you with quotes based on make, model and condition.
You're guaranteed the original price that Decluttr is offering you, or you can ask to have your technology returned for free.
This app is best if your new device is in good shape. If you want to ditch your clunky phone from the early 2000s, or want to play retro games or consoles, consider a different platform.
advantage:
- Displays the most popular resale items currently on the site
- offer free shipping
- Offers fast direct deposit, Paypal or charitable donations
- Has a solid BBB and TrustPilot rating
shortcoming:
- Each order requires a minimum of 10 media items or 1 technical item
- Quotes are subject to change upon inspection
learn more:
- Read our full Decluttr review
16. My Points
Earning Potential: 💰💰
MyPoints is a platform where you can earn gift cards by answering surveys, playing games, watching videos and many other online activities!
MyPoints will also pay for your online purchases! Get free gift cards when you shop online at over 2,000 top retailers including Walmart, eBay and Amazon.
You're going to buy things anyway, so you can also save money and get that free gift card by buying them through MyPoints!
$5 sign-up bonus: Complete five surveys. $10 Mission Bonus: Receive a $10 Amazon gift card with your first purchase of $20 or more.
advantage:
- legal and trustworthy company
- 100% free to register and use
- Multiple redemption options such as real money or gift cards
- Extensive network of participating partners and retailers
shortcoming:
- Survey and video options (like most survey sites) may not be the best use of your time
- Purchase required to get cash back
- Limited customer support options
learn more:
- Read our full MyPoints review
17. Neighbors
Income Potential: 💰💰💰
Neighbor is like the Airbnb of storage. Instead of renting out your home or room to strangers, you can turn unused space into storage income.
It's easy to turn your basement, garage, spare office, or even a closet into a passive income or a great side hustle earning up to hundreds of dollars a month. In New York City, they estimate that renting out a spare basement can generate nearly $10,000 in revenue per year!
Even better, both tenants and landlords are protected from accidental harm. Neighbor's Host Guarantee gives you up to $1,000,000 in personal liability coverage, and renters are eligible for up to $25,000 if items are damaged while in storage.
List your space on Neighbor today!
advantage:
- Make money from unused space
- List your storage for free
- You set rates, access times and availability schedules
- Insurance Options Offered by Neighbors
shortcoming:
- needs vary by location
- Storing bulky items can be inconvenient or unsightly near you
18. Touro
Income Potential: 💰💰💰💰
If you want your car to make you money without having to drive it, check out Turo. A streamlined app and website lets you rent out your car to Turo users in the US, Canada and UK.
It's popular because it often offers lower prices than rental car companies. You can set your rent or use Turo's recommended rates, and use the site's calculator tool to estimate how much you could earn each month based on the car, your location, and availability.
Turo offers theft and damage protection, plus $750,000 of liability coverage to keep your car covered.
You will keep 65-90% of the gross travel income. Most models are marketed on Turo, but in general the Jeep Wrangler is the most successful model on the site.
advantage:
- Allows you to earn more by adding extra services like refueling
- There is a snooze function if you want to temporarily take your car offline
- Can provide passive income
- Puts you in control of your rent
shortcoming:
- charge a large commission
- Long turnaround time for customer support claims
learn more:
- Read our full Turo review
19. Rover
Income Potential: 💰💰💰
If you love animals and want to earn some extra cash caring for pets, Rover might be right for you.
Rover offers dog walking, pet/sitting, boarding, visiting, and doggy day care. After passing a background check and being vetted by the Rover team, you can create a profile and start booking gigs.
Pet owners can leave reviews on the site after using your services, which can help boost your profile and build your reputation.
Caregivers who provide boarding services are among their highest earners, making twice as much as other nannies, Rover noted.
Rover allows you to set a rate, but takes a 20-25% commission. While you can market your pet sitting business yourself and avoid these fees, the convenience is worth it. Rover offers secure online payments.
advantage:
- have high earning potential
- Lets you set up your schedule
- Charges less commission than Wag
- Provides pet care education and veterinary technical assistance
shortcoming:
- Does not offer direct deposit
- $5 payment fee unless you use Paypal
20. Instant Shopping Cart
Earning Potential: 💰💰💰
Instacart is arguably the most popular grocery delivery service in the country. It operates in all 50 states and is constantly expanding into new cities
As a full-service shopper, you can make money with Instacart. After signing up and answering questions about you, your phone service, and your car, Instacart will conduct a background check.
Once approved, you can download the app and set up your availability a week in advance. In some regions, you can accept requests on the spot as they go through.
In any case, you can choose to pass the new order or accept the new order. How much you make depends on when you are, where you are, how far you can deliver and how difficult your order is. You may also receive a tip.
advantage:
- 100% tip for you
- lets you set the time
- Requires less driving than Doordash
- Entry-level jobs with minimum requirements
shortcoming:
- heavy lifting may be required
- 29 hour limit per week
learn more:
- Shipt vs. Instacart Reviews
21. Dance steps
Earning Potential: 💰💰
Gigwalk is a unique app that helps businesses collect data and complete tasks. While the name may not be as well-known as some of the other money-making sites in this review, there are currently over 1.7 million Gigwalkers working various jobs and getting paid.
Most tasks are brand assignments. For example, you might be asked to go to a retail store and verify that products are priced or displayed correctly.
Signing up is easy. Create an account, answer a few questions about yourself, and connect your Paypal to receive payments.
All your work is tracked through the app, and you can set up a schedule based on the tasks that interest you. Tasks can take anywhere from a few minutes to several hours.
advantage:
- Lets you choose the show you are interested in
- Offers a simple 5 minute show
- No fees outside of Paypal
- Certain tasks have high earning potential
shortcoming:
- PayPal only
- Limited opportunities in small cities
22. Task Rabbit
Earning Potential: 💰💰💰
If odd jobs are your livelihood, you should consider Taskrabbit, a website designed to save clients time on everyday tasks.
Taskrabbit is a lot like Craigslist, but with added protection. Taskers are verified and vetted by customers, so people can rest assured they won't be scammed.
As a Tasker, you can take on jobs such as painting a house, assembling furniture, or doing home repairs.
While you can charge higher hourly rates based on professional experience, you can also find entry-level assignments on the site. But when you amass positive customer reviews, you can build a sizable side business on Taskrabbit.
To sign up, simply create a profile, update your hours, and let clients handle the rest. They can be booked on the website. After completing tasks, you get paid in the app and keep 100% of the profits, plus tips.
advantage:
- Based on the hourly rate you set
- Offers more than 50 services
- No fees or commissions
- Pay by direct deposit
shortcoming:
- only available in specific cities
- Mixed customer service reviews
23. Life Points
Earning Potential: 💰💰
If you're considering a survey site, LifePoints is another top choice. While you may get higher returns on brand surveys, Lifepoints are a great option for quick and easy tasks.
Its surveys are generally easier to qualify for than most of its competitors, and you can complete most of them in 10 or 20 minutes.
LifePoints also operates on a points system. When you sign up for LifePoints, you'll earn 10 bonus points to get started. From there, you can earn more points by completing surveys.
The site will match you with relevant surveys based on your interests and demographics and deliver them to your inbox.
LifePoints also offers weekly bonus points and occasional drawings for TVs, tablets and other major prizes.
advantage:
- Offers a variety of survey options
- There are several options for redeeming points
- Surveys can be completed in 20 minutes or less
- is it mobile friendly
shortcoming:
- Points-Only Surveys Available
- Converting points to gift cards costs more than cash
learn more:
- Read our full LifePoints review
24. Investigate addicts
Earning Potential: 💰💰
Survey Junkie is another survey site that might be worth your while. It also provides quick and straightforward points surveys.
Survey Junkie is owned by DISQ, a renowned data analytics platform that provides market research data to major brands.
There are two ways you can participate in Survey Junkie's research: SJ Opinion and SJ Pulse. With SJ Opinion, you take surveys, earn points, and get paid.
With SJ Pulse, you can automatically grant Survey Junkie access to your browser history, content engagement, ads and shopping activity for extra rewards.
As you might expect, you can redeem your points as e-gift cards to popular retailers, or pay with Paypal for cash.
advantage:
- free registration
- Offer sign-up bonus points
- easy to use
- Extra points for shared online behavior
shortcoming:
- Offers lower payouts than some competitors
- Limited survey content available
learn more:
- Read our full Survey Junkie Review
25. Robin Hood
Income Potential: 💰💰💰💰
Robinhood is the investing app that makes investing fun, and it's only as good as how disciplined you are as an investor.
Robinhood's app design is impeccable — smooth, sleek, intuitive, and easy to use. I find myself checking at least 20 times a day, sometimes more. It's addictive, it makes day trading super easy, and I don't recommend this investment strategy.
My personal investment strategy is based primarily on investing in low-cost diversified index funds, which I don't need Robinhood to do. But I also like investing in individual stocks, and Robinhood is the best investing app out there.
Robinhood is famous because they allow customers to place unlimited commission-free trades in stocks, ETFs, mutual funds, and options in their brokerage accounts.
advantage:
- Commission-free trading of stocks, funds and options
- Next level cryptocurrency platform (also commission-free)
- Intuitive, easy-to-use website and apps
- Robinhood gives you free stock when you open an account
shortcoming:
- Customer support is via email and chat only
- No checking or savings account
- Can't invest in tax-advantaged retirement accounts like IRAs
learn more:
- Read our full Robinhood review
26. Capital One Shopping
Earning Potential: 💰💰
Capital One Shopping (formerly Wikibuy) is a savings/coupon shopping app and browser extension that allows you to compare prices at various online retailers, find better coupon codes, and even shop at Amazon's multiple Find better prices among sellers.
When you shop online with Capital One Shopping, you can earn points on purchases that can be redeemed for gift cards. For example, you can get 1% back on Dell.com purchases, 2% back on Walmart.com purchases, 9% back on JCPenney purchases or 4% back on Groupon purchases.
Friends, saving money is making money.
Simply start your shopping journey with the Capital One Shopping app and earn rewards. Points average from 2.0% to 10% at many stores, with some offering Double Rewards for a limited time!
advantage:
- 100% free to register and use
- Use the free mobile app for in-store comparisons
- Automatically add promo code at checkout
- Wishlist item price drop reminder
shortcoming:
- Tracks your online activity (albeit very secure)
learn more:
- Read our full Capital One Shopping review
Disclaimer: Capital One Shopping compensates us when you sign up for Capital One Shopping using the link we provide.
27. Public Street
Income Potential: 💰💰💰💰💰💰
If you're an accredited investor looking to get in on the commercial real estate game, CrowdStreet is worth checking out. The company offers an intuitive way to invest in commercial real estate that isn't always available to individual investors.
Signing up for CrowdStreet is free, and there are no fees to open an account or view corporate investment opportunities. However, the firm does earn commissions from the individual investment options, blended portfolios and funds it offers.
advantage:
- An innovative way for qualified investors to diversify their investments
- Tech-savvy company with an easy-to-use online platform
- solid customer support
- You may see better returns than in the stock market (of course, you may also lose money)
shortcoming:
- Low liquidity; your money will be frozen for years
- Real estate can be riskier than traditional ETFs
- Only available to accredited investors with annual income over $200,000
- High minimum buy-in (eg $10,000 to $25,000 for funds/portfolios, $250,000 for privately managed accounts)
learn more:
- Read our full CrowdStreet review
28. Uplink
Earning Potential: 💰
Upside (formerly GetUpside) offers people real-time, personalized cash-back offers at gas stations, grocery stores and restaurants through its free mobile apps on iOS and Android. Use code MM20 to get a $0.20/gallon bonus on your first gas receipt and save up to $0.45/gallon!
advantage:
- free and easy to use
- You earn real cash – not points or credits
- Users earn $200-300 per year
- Help the environment – GetUpside donates 1% of revenue to sustainability initiatives
shortcoming:
- Grocery store and restaurant features are only available in select markets
- Must use credit/debit card for gas, grocery or restaurant purchases to earn cash back
- Not every business is involved
29. Rocket Money (formerly Truebill)
Earning Potential: 💰
Have you ever signed up for a service—perhaps an online magazine or an obscure video streaming service—and then forgot about your subscription? If the charge is small enough, you might not notice it for months.
Rocket Money (formerly Truebill) would like to inform you . Download the free app, connect your primary checking account or any bank account, and let the app do the work.
The app will analyze your spending habits and identify recurring expenses that you might want to eliminate. If you want to keep paying your bills, that's fine. If you don't, Rocket Money can unsubscribe for you.
There are many more features in this application. Rocket Money can negotiate lower monthly fees with service providers on your behalf. The service can also monitor your utilities, such as cables, to report outages and seek refunds.
advantage:
- Free version available
- Will capture old subscriptions and forgotten service charges
- Provides trends, insights and markdowns
shortcoming:
- Keep a large portion of your savings (free version)
- Must allow access to bank accounts and transaction history (albeit very secure)
learn more:
- Read our full Truebill review
30. hide
Income Potential: 💰💰💰
Stash makes investing easy. Similar to Acorns, Stash is a money-saving and earning app that aggregates your purchases and invests the rest.
Stash allows you to invest your money where it matters to you. Invest in innovation, the environment, or anything else you choose. Invest, easy!
With Stash, you automatically invest in carefully selected stocks and ETFs for lower expense ratios.
advantage:
- Superior Mobile Apps and Experiences
- very competitive fees
- excellent security
- Fractional shares and low cost to start
shortcoming:
- no free version
- Regular bank accounts with lower interest rates for uninvested funds
learn more:
- Read our full Stash review
31. M1 Finance
Income Potential: 💰💰💰💰💰💰
M1 Finance is a robo-advisor that uses an algorithm to manage and rebalance investors' portfolios.
While I'm not currently an M1 Finance user, I do recommend this platform to people who are learning how to start investing and to more experienced investors who are looking for an easy-to-use, hands-off investing platform with a great user experience.
With more and more millennial investors looking for where to start investing, the team at M1 Finance have done a fantastic job marketing their services to millennials. Whenever I search online for personal finance and investing information, it's hard not to see an ad for M1 Finance on most sites.
M1 Finance is a solid choice for new investors looking for an easy-to-use platform and a simple way to start investing.
advantage:
- Free trading, no asset management fees
- One-Stop Investing, Borrowing or Trading Funds
- Very intuitive mobile app and web platform for savvy investors
shortcoming:
- limited customer support
- No Human Advisory Services – Only Robots
- limited trade window
learn more:
- Read our full M1 financial review
32. Google Opinion Rewards
Earning Potential: 💰💰
With the Google Opinion Rewards app, you can complete short rewards surveys in the Google Play Store or receive payments through PayPal. Survey topics include everything from opinion polls to hotel reviews to business satisfaction surveys.
Note that you must allow the Opinion Rewards app to access your location. This is because some of the surveys you will receive will be about local stores you have visited recently.
The app also offers some great features that make it easy for you to use.
- They will notify you when an investigation is pending. So you don't have to bother with checking in every now and then. They will remind you.
- You do not have to claim payment from the rewards you earn. Once your balance exceeds $2, it will be automatically transferred to your PayPal account.
33. Sweat coins
Earning Potential: 💰💰
The Sweatcoin app keeps track of how active you are. As well as tracking your activity and encouraging you to achieve your physical goals, it also rewards you!
How can Sweatcoin pay you to walk? It's simple: they make money by placing ads in the marketplace section of their app.
About 1,000 steps will get you 0.95 Sweatcoins, worth roughly $0.05. Unless you're a marathon runner, this isn't going to make you a lot of money, but why not earn some extra money by staying fit?
You can choose to cash out early, but be patient as the payouts will be higher if you hit certain milestones. You can cash out $100 with 7,000+ Sweatcoins, or $1,000 with 20,000 Sweatcoins. This is a better reward for your efforts!
learn more:
- get paid for exercising
Which apps pay you instantly?
If you're wondering how to get cash fast or which apps are the best for making instant money, InboxDollars, Swagbucks, MyPoints, and Ibotta all offer signup bonuses that you can redeem quickly.
Or maybe you're trying to save money for something special, or grow your investments. A few other apps I've listed are either better for freelancing, saving money, investing, or take some time to set up your account or property, like Airbnb or Postmates.
Either way, these legitimate apps can play an important role in your money-making journey.